:root{--black:#050505;--charcoal:#101010;--white:#fff;--ivory:#fbfaf7;--gold:#c8942f;--gold2:#efc66f;--red:#a70d14;--red2:#76080d;--text:#171717;--muted:#606060;--line:#d8bd79}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--text);font:16px/1.55 Arial,Helvetica,sans-serif;background:#fff}img{max-width:100%;display:block}a{text-decoration:none;color:inherit}.container{width:min(1180px,92%);margin:auto}h1,h2{font-family:Georgia,"Times New Roman",serif;line-height:1.06;font-weight:500;margin:0 0 18px}h1{font-size:clamp(2.7rem,6vw,5.35rem)}h2{font-size:clamp(2rem,4vw,3.45rem)}h3,p{margin-top:0}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800;color:var(--red)}.gold{color:var(--gold2)}.center{text-align:center}.site-header{position:sticky;top:0;z-index:50;background:#030303;color:#fff;border-bottom:1px solid rgba(255,255,255,.08)}.nav-wrap{min-height:110px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand img{width:230px;height:98px;object-fit:contain}.nav{display:flex;align-items:center;gap:25px;text-transform:uppercase;font-size:.76rem;font-weight:800}.nav>a:not(.btn){padding:11px 0;border-bottom:2px solid transparent}.nav>a.active,.nav>a:not(.btn):hover{border-color:var(--red);color:#fff}.btn{display:inline-flex;justify-content:center;align-items:center;min-height:48px;padding:13px 22px;text-transform:uppercase;letter-spacing:.02em;font-size:.78rem;font-weight:800;border:1px solid;transition:.2s}.btn:hover{transform:translateY(-1px)}.btn-red{background:linear-gradient(90deg,var(--red),#c22027);border-color:#d45459;color:#fff}.btn-dark{background:#060606;border-color:#060606;color:#fff}.btn-outline{border-color:#222;color:#111;background:transparent}.btn-light-outline{border-color:#fff;color:#fff;background:rgba(0,0,0,.16)}.hero{position:relative;min-height:610px;background:#050505;color:#fff;overflow:hidden}.hero-image{position:absolute;inset:0;background:url('nashville-skyline.jpg') right center/cover no-repeat}.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,#020202 0%,rgba(2,2,2,.96) 29%,rgba(2,2,2,.70) 51%,rgba(2,2,2,.05) 82%)}.hero-inner{position:relative;min-height:610px;display:flex;align-items:center}.hero-copy{width:min(640px,60%);padding:60px 0}.hero h1 span{display:block;color:#d01a20}.hero-sub{text-transform:uppercase;letter-spacing:.13em;font-weight:700;font-size:clamp(1.12rem,2vw,1.45rem)}.hero-lead{max-width:520px;font-size:1.08rem}.key-rule{display:flex;align-items:center;gap:12px;width:340px;margin:22px 0;color:var(--gold2)}.key-rule span{height:2px;background:var(--gold2);flex:1}.key-rule svg{width:33px;height:33px;stroke:currentColor;fill:none;stroke-width:2}.actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:24px}.service-band{background:linear-gradient(110deg,#050505,#151515,#050505);color:#fff}.service-grid{display:grid;grid-template-columns:repeat(3,1fr)}.service-grid article{text-align:center;padding:30px;border-right:1px solid rgba(239,198,111,.68)}.service-grid article:last-child{border:0}.service-grid h2{font:800 1.15rem Arial,sans-serif;text-transform:uppercase;color:var(--gold2);letter-spacing:.04em}.service-grid a{display:inline-block;border:1px solid var(--gold);color:var(--gold2);padding:10px 22px;text-transform:uppercase;font-size:.75rem;font-weight:800}.section{padding:72px 0}.about-grid,.split{display:grid;grid-template-columns:1fr 1.08fr;gap:70px}.about-grid em{color:var(--red);font-style:normal}.about-grid p,.split p{max-width:600px}.values{border-left:1px solid var(--gold);padding-left:55px}.value{display:grid;grid-template-columns:54px 1fr;gap:18px;margin-bottom:25px}.value h3{font-size:.88rem;color:var(--red);text-transform:uppercase;margin-bottom:4px}.line-icon svg,.why-grid svg{width:48px;height:48px;stroke:var(--gold);fill:none;stroke-width:2}.why{background:#fff}.why-grid{display:grid;grid-template-columns:repeat(5,1fr);margin-top:34px}.why-grid>div{text-align:center;padding:10px 24px;border-right:1px solid var(--line)}.why-grid>div:last-child{border:0}.why-grid svg{display:block;margin:0 auto 12px;width:51px;height:51px}.why-grid strong{display:block;line-height:1.25}.why-grid p{font-size:.85rem;margin-top:10px}.cta{background:linear-gradient(100deg,#75080c,#b0141b,#6d070b);color:#fff}.cta-inner{min-height:155px;display:flex;align-items:center;justify-content:space-between;gap:30px}.cta h2{font-size:clamp(2rem,3.5vw,3rem);margin:3px 0}.footer{background:#050505;color:#eee;padding-top:28px}.footer-grid{display:grid;grid-template-columns:1.2fr repeat(3,1fr);gap:45px}.footer-logo{width:220px;height:105px;object-fit:contain}.footer-tag{font-family:Georgia,serif;color:var(--gold2)}.footer h3{font-size:.78rem;color:var(--gold2);text-transform:uppercase;letter-spacing:.05em}.footer a,.footer span{display:block;margin:4px 0;font-size:.86rem}.copyright{margin-top:22px;border-top:1px solid rgba(239,198,111,.55);padding:10px 0;text-align:center;font-size:.78rem}.page-hero{background:linear-gradient(120deg,#060606 0%,#171717 70%,#78090e 100%);color:#fff;padding:82px 0}.page-hero p{max-width:760px;font-size:1.12rem;color:#e7e7e7}.cards-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.info-card{border:1px solid #e4d5af;padding:30px;box-shadow:0 14px 34px rgba(0,0,0,.08);background:#fff}.info-card h3{font-family:Georgia,serif;color:var(--red);font-size:1.55rem}.info-card ul{padding:0;list-style:none}.info-card li{padding:9px 0 9px 20px;border-bottom:1px solid #eee;position:relative}.info-card li:before{content:"—";position:absolute;left:0;color:var(--gold)}.action-space{margin-top:36px}.contact-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:42px}.contact-panel{background:#080808;color:#fff;padding:34px}.contact-panel a,.contact-panel span{display:block;margin:12px 0}.contact-panel hr{border:0;border-top:1px solid #444;margin:28px 0}.full{width:100%}.contact-form{display:grid;gap:16px}.contact-form label{display:block;font-weight:800;margin-bottom:5px}.contact-form input,.contact-form select,.contact-form textarea{width:100%;padding:13px;border:1px solid #bbb;font:inherit}.contact-form textarea{min-height:150px}.note{font-size:.8rem;color:var(--muted)}.mobile-toggle{display:none;background:none;border:0;color:#fff}.mobile-toggle span{display:block;width:25px;height:2px;background:#fff;margin:5px}.mobile-toggle b{position:absolute;left:-9999px}@media(max-width:980px){.nav{gap:14px;font-size:.68rem}.quote-nav{padding:11px 12px}.brand img{width:190px}.why-grid{grid-template-columns:repeat(3,1fr);row-gap:30px}.why-grid>div:nth-child(3){border:0}}@media(max-width:780px){.nav-wrap{min-height:82px}.brand img{width:165px;height:75px}.mobile-toggle{display:block}.nav{display:none;position:absolute;top:82px;left:0;right:0;background:#080808;padding:18px 4%;flex-direction:column;align-items:stretch;gap:2px}.nav.open{display:flex}.nav a{text-align:center}.hero{min-height:660px}.hero-image{background-position:62% center}.hero-shade{background:linear-gradient(90deg,rgba(0,0,0,.94),rgba(0,0,0,.67))}.hero-inner{min-height:660px}.hero-copy{width:100%;padding:45px 0}.hero h1{font-size:clamp(2.7rem,13vw,4.3rem)}.key-rule{max-width:90%}.service-grid,.about-grid,.split,.cards-3,.contact-grid,.footer-grid{grid-template-columns:1fr}.service-grid article{border-right:0;border-bottom:1px solid rgba(239,198,111,.45)}.values{border-left:0;padding-left:0;margin-top:15px}.why-grid{grid-template-columns:1fr}.why-grid>div{border-right:0;border-bottom:1px solid var(--line);padding:22px}.cta-inner{padding:35px 0;display:block}.cta .actions{margin-top:20px}.footer-grid{gap:24px}.footer-logo{margin:auto}.footer-grid>div:first-child{text-align:center}.actions .btn{width:100%}.section{padding:54px 0}.page-hero{padding:62px 0}}.service-links{display:flex;justify-content:center;gap:10px;flex-wrap:wrap}.service-links a{padding:10px 14px}.insurance-paths{display:grid;grid-template-columns:1fr 1fr;gap:28px}.path-card{padding:40px;border:1px solid #e1cf9f;background:#fff;box-shadow:0 16px 38px rgba(0,0,0,.08)}.path-card.featured{background:linear-gradient(145deg,#fff,#f9f4e8);border-top:5px solid var(--gold)}.path-label{text-transform:uppercase;font-size:.78rem;letter-spacing:.11em;font-weight:800;color:var(--red);margin-bottom:10px}.path-card h2{font-size:clamp(2rem,3.4vw,3rem)}.path-card ul{list-style:none;padding:0;margin:24px 0}.path-card li{border-bottom:1px solid #e8e1d1;padding:10px 0 10px 22px;position:relative}.path-card li:before{content:"—";position:absolute;left:0;color:var(--gold)}.self-service-card{margin-top:30px;padding:34px 38px;background:#0a0a0a;color:#fff;display:grid;grid-template-columns:1.4fr .6fr;gap:35px;align-items:center;border-left:5px solid var(--red)}.self-service-card h2{font-size:clamp(1.8rem,3vw,2.5rem)}.btn-disabled{background:#363636;border-color:#555;color:#aaa;cursor:not-allowed}.online-note{color:#bbb;margin-top:10px}.form-shell{display:grid;grid-template-columns:.72fr 1.28fr;gap:50px;align-items:start}.form-intro{position:sticky;top:145px}.quote-form{padding:34px;border:1px solid #e1cf9f;background:#fff;box-shadow:0 15px 38px rgba(0,0,0,.08)}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px;margin-bottom:22px}.field-grid .span-2{grid-column:1/-1}.quote-form label{display:block;font-weight:800;margin-bottom:6px}.quote-form input,.quote-form select,.quote-form textarea{width:100%;padding:13px;border:1px solid #bcbcbc;background:#fff;font:inherit;border-radius:0}.quote-form textarea{min-height:145px;resize:vertical}.hidden-field{position:absolute;left:-9999px}.success-section{min-height:70vh;background:linear-gradient(120deg,#090909,#1b1b1b 70%,#76080d);padding:80px 0;display:flex;align-items:center}.success-card{max-width:720px;margin:auto;background:#fff;padding:55px;text-align:center;box-shadow:0 20px 55px rgba(0,0,0,.3)}.success-card h1{font-size:clamp(3rem,7vw,5rem)}.success-mark{width:74px;height:74px;border-radius:50%;display:grid;place-items:center;background:var(--red);color:#fff;font-size:2.2rem;margin:0 auto 20px}
@media(max-width:780px){.insurance-paths,.self-service-card,.form-shell,.field-grid{grid-template-columns:1fr}.path-card{padding:28px}.self-service-card{padding:28px}.form-intro{position:static}.quote-form{padding:24px}.field-grid .span-2{grid-column:auto}.success-card{padding:35px 24px}.service-links{flex-direction:column}.service-links a{width:100%}}

.online-option{margin-top:24px;padding:20px;border:1px solid rgba(138,107,30,.35);background:#fffaf0;border-radius:4px}.online-option strong{display:block;font-size:1.05rem;margin-bottom:6px}.online-option p{margin:0 0 14px}.online-option .btn{display:inline-flex}
.path-note{font-size:.86rem;color:var(--muted);margin:16px 0}
.founder-grid{display:grid;grid-template-columns:minmax(300px,.82fr) 1.18fr;gap:64px;align-items:center}
.founder-photo-wrap{background:linear-gradient(145deg,#f5f1e8,#fff);padding:12px;border:1px solid #e3cf9e;box-shadow:0 18px 44px rgba(0,0,0,.12)}
.founder-photo{width:100%;aspect-ratio:1/1;object-fit:cover;object-position:center 25%}
.credential-list{display:grid;gap:0;margin:28px 0;border-top:1px solid #e7dcc1}
.credential-list>div{display:grid;grid-template-columns:1fr 1.15fr;gap:18px;padding:13px 0;border-bottom:1px solid #e7dcc1}
.disclosure-box,.page-disclosure{background:#f8f2e5;border-left:4px solid var(--gold);padding:17px 20px;font-size:.9rem}
.legal-disclosure{border-top:1px solid rgba(239,198,111,.35);margin-top:24px;padding:16px 0 4px;color:#cfcfcf;font-size:.72rem;line-height:1.45}
.legal-disclosure p{margin:0 0 7px}
@media(max-width:780px){.founder-grid{grid-template-columns:1fr}.credential-list>div{grid-template-columns:1fr;gap:3px}}

.success-mark{font-size:0}
.success-mark:after{content:"";display:block;width:18px;height:34px;border:solid #fff;border-width:0 6px 6px 0;transform:translateY(-3px) rotate(45deg)}

/* Accessibility and form completion */
:focus-visible{outline:3px solid var(--gold2);outline-offset:3px}
.quote-form input:focus,.quote-form select:focus,.quote-form textarea:focus,.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{border-color:var(--red);box-shadow:0 0 0 3px rgba(167,13,20,.14);outline:0}
.quote-form input:focus:invalid,.quote-form select:focus:invalid,.contact-form input:focus:invalid,.contact-form textarea:focus:invalid{border-color:#a70d14;box-shadow:0 0 0 3px rgba(167,13,20,.2)}
.visually-hidden{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0 0 0 0)!important;white-space:nowrap!important;border:0!important}
.form-required-note{margin:0 0 18px;font-size:.86rem;color:var(--muted)}
.quote-form button[disabled]{cursor:wait;opacity:.78;transform:none}
.text-link,.secondary-link{display:inline-block;color:var(--red);font-weight:800;text-decoration:underline;text-decoration-color:rgba(167,13,20,.35);text-underline-offset:4px}
.text-link:hover,.secondary-link:hover{text-decoration-color:currentColor}
.success-actions{display:flex;flex-direction:column;align-items:center;gap:18px;margin-top:28px}

/* Nashville auto insurance landing page */
.breadcrumb{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-bottom:32px;color:#ddd;font-size:.84rem}
.breadcrumb a{text-decoration:underline;text-decoration-color:rgba(239,198,111,.55);text-underline-offset:4px}
.breadcrumb [aria-current="page"]{color:var(--gold2)}
.auto-page-hero{padding:54px 0 84px}
.auto-page-hero h1{max-width:900px}
.auto-page-hero p{max-width:820px}
.auto-intro{display:grid;grid-template-columns:.82fr 1.18fr;gap:58px;align-items:start}
.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 28px;margin:0;padding:0;list-style:none;border-top:1px solid #e5d5ad}
.check-grid li{position:relative;padding:14px 0 14px 25px;border-bottom:1px solid #e5d5ad}
.check-grid li:before{content:"✓";position:absolute;left:0;color:var(--red);font-weight:900}
.auto-coverage-section{background:#faf7f0}
.section-lead{max-width:800px;margin:0 auto 34px}
.coverage-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.coverage-card{background:#fff;border:1px solid #e2d2aa;border-top:4px solid var(--gold);padding:26px;box-shadow:0 12px 30px rgba(0,0,0,.06)}
.coverage-card h3{font-family:Georgia,"Times New Roman",serif;color:var(--red);font-size:1.3rem;line-height:1.2}
.coverage-card p{margin-bottom:0;font-size:.94rem}
.coverage-note{margin:28px auto 0;max-width:920px;text-align:center;font-size:.82rem;color:var(--muted)}
.approach-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px;margin-top:36px}
.approach-grid article{border-top:1px solid var(--gold);padding-top:20px}
.approach-grid span{display:block;color:var(--red);font-weight:900;letter-spacing:.08em;margin-bottom:12px}
.approach-grid h3{font-family:Georgia,"Times New Roman",serif;font-size:1.23rem;line-height:1.2}
.approach-grid p{font-size:.9rem;margin-bottom:0}
.auto-cta{background:linear-gradient(105deg,#060606 0%,#151515 66%,#72080d 100%);color:#fff;padding:66px 0}
.auto-cta-inner{display:grid;grid-template-columns:1.35fr .65fr;gap:52px;align-items:center}
.auto-cta h2{font-size:clamp(2.3rem,4.5vw,4rem)}
.auto-cta p{max-width:760px;color:#eee}
.auto-disclosure{font-size:.8rem!important;color:#cfcfcf!important;margin-bottom:0}
.auto-cta-actions{display:flex;flex-direction:column;align-items:stretch;gap:18px;text-align:center}
.secondary-link.light{color:#fff;text-decoration-color:rgba(239,198,111,.7)}
.faq-wrap{max-width:900px}
.faq-wrap details{border:1px solid #e2d2aa;background:#fff;margin-top:14px}
.faq-wrap summary{cursor:pointer;list-style:none;padding:20px 54px 20px 22px;font-family:Georgia,"Times New Roman",serif;font-size:1.18rem;font-weight:700;position:relative}
.faq-wrap summary::-webkit-details-marker{display:none}
.faq-wrap summary:after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);color:var(--red);font:800 1.6rem Arial,sans-serif}
.faq-wrap details[open] summary:after{content:"–"}
.faq-wrap details p{padding:0 22px 22px;margin:0}
@media(max-width:980px){.approach-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:780px){
  .auto-page-hero{padding:38px 0 62px}
  .breadcrumb{margin-bottom:24px}
  .auto-intro,.auto-cta-inner{grid-template-columns:1fr;gap:34px}
  .check-grid,.coverage-grid,.approach-grid{grid-template-columns:1fr}
  .coverage-card{padding:23px}
  .auto-cta{padding:54px 0}
  .auto-cta-actions .btn{width:100%}
  .success-actions .btn{width:100%}
}